Stephen is the Director and Head of Enforcement with the Dubai Financial Services Authority, the independent regulator of the Dubai International Financial Centre (DIFC). He has extensive experience in the regulation of financial and capital markets, financial services and products and listed and unlisted corporate entities.

He is a forensic financial analyst and a former member of the Investigations Committee of the National Council of Certified Practicing Accountants (CPA) Australia.

Before joining the DFSA Stephen was the Managing Director of Financial Services Compliance, a consultancy providing compliance and risk management services to the Australian financial services industry.

Stephen has both Bachelors and Master degrees from Australian Universities.

Michael is Contributing Editor of The Banker, part of the Financial Times Group and the premier magazine for the world's investment, retail and commercial banking sectors; among his responsibilities is writing the monthly “Reg Rage” column on financial services regulation. He also writes, and edits corporate publications, for organisations such as Lloyds TSB, ING, IFS School of Finance, KPMG and Allen & Overy. Michael studied at the London School of Economics for an MPhil in History and at the University of Bradford for a BSc in History and Literature.

Adel Al Qulish joined the MENAFATF as the Executive Secretary at the end of 2004, He is currently leading the MENAFATF Secretariat which is located in the Kingdom of Bahrain. Adel began his working career in the private sector in Saudi Arabia and later joined the Saudi Arabian Monetary Agency as a Banking Inspector. Mr. Al-Qulish holds a Master degree in International Financial Management from the UK.

Ms Farid has been involved in general company and commercial law matters as well as transactional, including advising on cross-border mergers & acquisitions, project finance, private equity investments, stock exchange listings, venture capital, restructuring, joint ventures, litigation, industrial relations, intellectual property and regulatory compliance.

Most recently, Ms Farid was Head of Legal and Corporate Relations at an operating company of Unilever plc, working closely with the parent company Unilever N.V., and global sister companies.

Ashok Anjan is Head of Compliance and Governance with BankMuscat in the Sultanate of Oman. He is a lawyer specialising in banking law. In the 27 years he has been working with banks he has had senior positions with banks in Bahrain, KBC Banking and insurance Brussels, Cho Hung Bank Seoul in South Korea and various secondments to Japan, Singapore and Korea. He also worked as Deputy General Manager, Banking Supervision with the Reserve Bank of India. He speaks on Corporate Governance, Board roles and AML/CFT issues at various fora. He was a founder charter member of the Association of Certified Anti Money Laundering Specialists (ACAMS), Florida when it was set up in 2002 after Patriot Act 2001 was enacted in the USA. Presently he is setting up BankMuscat's Centre for Corporate Excellence in Muscat Oman.

Bashir Al-Nakib manages compliance related communications including writing, revising, distributing and maintaining compliance manuals, guides, forms, regulatory/compliance alerts as well as ensuring compliance review of certain company policies and procedures. He also communicates compliance related policies and procedures to the entire staff via extensive training.

Hisham is the Fraud Risk Management Head for Citibank’s Global Consumer Group managing the Fraud Risk Unit for the Middle East and Africa Region, and is based in Dubai.

With over 15 years of work experience in Risk Management, Hisham is recognized as a Fraud risk consultant & Trainer by Law enforcement in the region. He has successfully launched different Fraud prevention & detection tools for Citibank, and led Security Training Seminars across the region, besides lecturing at various International Security conferences.

Hisham holds a Master’s degree in International Business.

John has over 30 years banking experience in the UK, Europe and Middle. Over the last 17 years he has been Head of Internal Audit for an Independent UK Investment Bank and three major banks in the Middle East.

It was in these roles John developed various fraud and money laundering prevention policies and programmes and assisted in a number of major investigations. He was appointed General Manager - Head of Audit and Compliance Division at the National Bank of Abu Dhabi in 2005 and is principally responsible for performing operational, compliance, financial, and information systems audits.

Andrew Moloney has over fifteen years experience in the IT industry, and has worked for both established and start-up communications and mobile vendors before joining RSA, The Security Division of EMC in 2005. Andrew, is responsible for identifying and realising profitable market opportunities for Financial Service institutions across the EMEA territory through delivery of targeted marketing, products, services and solutions.

Prior to joining RSA, Andrew worked for RadioScape Ltd, managing the receivers business for the only supplier of end-to-end Dab Digital Radio Solutions in the world. He has also held key marketing and product focused roles within companies such as 3Com Corporation.

Andrew holds a degree in Marketing (Engineering) and a diploma from the Chartered Institute of Marketing.

Tania has more than 10 years of practice experience providing advisory services, including financial due diligence, complex accounting FCPA violations, fraud investigation, anti-money laundering investigations and evaluations of related programs and regulatory compliance services. She has a BSc concentrating on finance and economics from the University of Alabama Tuscaloosa and is a Certified Anti-Money Laundering Specialist and a Certified Fraud Examiner.

Rashid is the Acting Head of Operations in the ICT department and Project Manager of Emirates Identity Certificate Authority. He has a Bachelors in IT from New York Institute of Technology NYIT Abu Dhabi and is currently doing a Masters in IT Security.

Having completed his schooling at Repton (England), Nasser graduated from Leeds in Operational Research with Computing in 1984 and for close to the first ten years of his career focused his attention on running a family-owned manufacturing/exporting enterprise in Pakistan. He then decided on a career change and turned to the banking business in 1993. After a brief stint with ABN-AMRO, the natural selection given his business background was Corporate Banking and he joined Deutsche Bank to manage a cross-section of their corporate business in Pakistan.

He then moved to London in 1995 and joined Mashreq to develop their UK corporate banking strategy. It was during his time in London that he decided to move into the area of Compliance & AML in 2000, taking up the position of Internal Auditor, Compliance Manager & MLRO at Mashreq London - at a time when the UK regulatory landscape was undergoing significant change (FSMA-N2), to be followed by the events of 9/11.

Taking some time out to attend to family matters, he re-joined Mashreq at their Head Quarters in Dubai in 2004 as Head of Compliance & Bank MLRO.